Raise and Receive (Lend)¶

Raise and Receive is the lending phase. Instead of leaving spot balances and liquidity positions idle, Sera can let users borrow against them or fund corridor-specific credit demand. That increases capital efficiency and makes the existing liquidity base useful beyond immediate trading.

It is also the bridge between payments and capital markets. Once balances and positions can support lending, Sera expands from FX conversion into a broader financial stack where users can both deploy capital and receive it.